I see a few of you do not like Christmas too. I guess it's because time is more consumer and somewhat hypocritical of the year (everyone must be happy because other). So for the first assumption we will advise you gadget: the personal ATM.

Something similar was appointed a year ago here, but this new cashier is very nearly true. It has a small computer inside that you are controlling the movements, tells you in each moment as you saved, you can enter a savings limit and notifies you when you are. Supports coins and notes and even has its own credit card 4 digit pin code. Well, like if you go to Mizuho.

So if Christmas odiabais the economic issue, and you can save. If change is the excess of joy to the dates ... we will find other solutions.